Whitecliffs Residences on Dubai Islands: Apartments and Penthouses by AG Properties
AG Properties is developing Whitecliffs Residences on Dubai Islands, a waterfront district off the Deira coastline in northern Dubai. Construction started in January 2025, with completion targeted for December 2027. For off-plan buyers today, half the purchase price is deferred past handover, which is the most buyer-friendly element of this deal.
Dubai Islands: A Developing Waterfront Address
Dubai Islands is a group of islands connected to Deira, on the northern end of Dubai's coastline. The district is still building out. Buyers here are entering ahead of full infrastructure and community maturity, which means the address carries more upside potential than an established district but less day-to-day convenience right now.
The location sits north of Dubai's city centre, separate from the Marina and Downtown clusters. Deira is nearby, giving residents access to one of Dubai's older commercial and retail corridors. The wider island infrastructure will take years to reach its finished state, and that trajectory is the core investment thesis for buyers attracted to the district.
What AED 2.5M to AED 3M Covers
The price range runs from AED 2,503,900 to AED 3,007,860. The spread of roughly AED 504,000 tracks almost exactly with the step between bedroom configurations.
Two-bedroom apartments start at AED 2,503,900 and measure 1,252 sq ft. Three-bedroom apartments start at AED 3,007,860 at 1,504 sq ft. One-bedroom units at 712 sq ft are also in the mix. The project includes four-bedroom penthouses above the apartment floors.
The tight price band tells you this is not a project with dramatically different unit tiers. The product is consistent from the two-bed to the three-bed, with price roughly proportional to size.
Unit Mix: From One-Beds to Penthouses
Whitecliffs Residences offers apartments across one, two, and three bedrooms, plus four-bedroom penthouses at the top of the building.
The one-bed at 712 sq ft is the smallest entry point. Two-bed units at 1,252 sq ft cover the mid-range and represent the most accessible price in the project. Three-bed units at 1,504 sq ft suit buyers who need more space but want to stay under AED 3.1M. The penthouse configuration, with four bedrooms, is the top tier for buyers who want the largest footprint and the highest floor.
Facilities at Whitecliffs
| Category | Facilities |
|---|---|
| Wellness | Indoor Swimming Pool, Gymnasium |
| Outdoor | Landscaped Gardens, Children's Play Area |
| Dining | Restaurants |
| Security | CCTV Security |
An indoor pool extends usability through summer months without the outdoor heat exposure that limits an outdoor facility to the cooler season. The on-site restaurant is a useful addition for a waterfront building in a district that is still building out its wider retail and dining options. The amenity set targets families and active residents who want fitness and leisure facilities within the building rather than relying on what exists in the broader neighbourhood yet.
Completion in December 2027
Construction began in January 2025. Expected handover is December 2027. That is approximately 36 months from construction start to completion.
Off-plan buyers entering now have just under three years before keys. The build is already underway, so this is not a pre-construction commitment. AG Properties broke ground at the start of 2025, and the project has a defined delivery window.
Getting In on 20% Down, with 50% After Handover
| Stage | Payment |
|---|---|
| Down payment | 20% |
| During construction | 29% |
| At handover | 1% |
| Post handover | 50% |
The structure is weighted heavily toward post-handover. A buyer puts down 20% at signing, roughly AED 500,780 on the entry-price unit. Only 1% is due at handover, with the remaining 50% spread across instalments after keys are received.
In practice, this means the buyer holds the property before paying half the purchase price. For investors, rental income from the unit can directly offset the post-handover schedule. For buyers managing cash across a long purchase cycle, the front-loaded deferral reduces pressure during the construction period and pushes the largest obligations into the ownership phase.